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Hassle Free Loans

Whether you’re facing an unexpected expense or need immediate cash for a new opportunity, we offer a clean, hassle-free experience that puts you in control. With us, you can access the funds you need while keeping the convenience and peace of mind that come with dealing with a trusted, professional team.

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Loan Calculator

Use the slider or enter the loan amount directly, then choose the duration to calculate the interest rate and total amount owed.

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Loan Rates

A list of loan rates based on amount and repayment intervals.

AmountWeek (%)Fortnight (%)Month (%)

Acceptable forms of identification

Acceptable forms of identification are set out in the Second-hand Dealers and Pawnbrokers Act 1989 and the Second-Hand Dealers and Pawnbrokers (General, Exemption and Record-Keeping) Regulations 2018 (regulation 12).

Identification containing a photograph

  • a passport
  • a driver's licence
  • a document issued by a statutory authority that contains a person's photograph, such as a learner driver's permit
  • an identification card issued by a tertiary education institution
  • a licence issued under the Firearms Act 1996.

Identification without a photograph

  • a full birth certificate or extract
  • a certificate of Australian citizenship
  • a marriage certificate
  • one only of the following health or pensioner cards issued by or on behalf of the Commonwealth Department of Families, Housing, Community Services and Indigenous Affairs, or the Commonwealth Department of Health and Ageing:
  • health care card
  • pensioner concession card
  • Commonwealth seniors health card
  • one only of any other card issued by the above Commonwealth Departments and which certifies entitlement to Commonwealth health concessions
  • an identification card issued by a tertiary education institution.
  • For example, a person cannot use a health care card and a pensioner concession card, but a pensioner concession card with a marriage certificate is acceptable.

Incorporated bodies

  • Incorporated bodies must provide a certificate of incorporation as proof of identity.

Frequently asked questions

What documentation do I need to get a loan?

Valid forms of identification can be found above.

How old do I need to be to sell or loan at Dollar Dealers?

You need to be at least 18 years of age.

What is pawning and how does it work?

You bring in an item of value, and we provide a loan based on its market value. You must repay your loan plus any interest and fees to receive your item back.

What if I cannot repay the loan?

You can renew the loan by paying an interest fee, or we reserve the right to sell the item to recover the loan amount.

How long do I have to repay the loan?

The loan term is 1 month, which can be extended by paying the interest fee at the end of the month.

Can I extend the loan period?

Yes, extensions are possible by paying the interest due. Multiple payment options are available to help you manage repayments.

What are the interest rates on loans?

You can calculate our rates with the loan calculator found above.

Is there a credit check required for a loan?

No credit check is required, as loans are secured against the item you pawn.

Can I repay the loan early?

Of course you can, we won’t penalise you for early repayments either.